Bank of Zambia LOGO
  • News and Publications
  • Careers
  • Procurement
  • FAQs
  • Contact Us
  • About Us
  • Monetary Policy
  • Financial Stability
  • Statistics
  • Research and Publications
  • Banking and Currency
  • Payment Systems
  • Bonds and Tbills
  • BoZ Online
  • Bank of Zambia
  • Research and Publications
  • Credit Conditions Survey

Research and Publications

  • Bank of Zambia Annual Reports
  • Bi- Annual Monetary Policy Statements
  • Financial and Other Statistics Booklet
  • Financial Systems Supervision Annual Reports
  • Fortnightly Statistics
  • Payment Systems Annual Reports
  • Private Capital Flows
  • Quarterly Survey of Business Opinions and Expectations
  • Credit Conditions Survey
  • Systemic Risk Survey
  • Direction of Trade Report
  • ZAMBANKER
  • Credit Market Monitoring Reports
  • Electronic Balance of Payments (e-BoP) Monitoring
  • BoZ Working Papers
    • BoZ Reader
    • Working Papers Series
      • 2025
      • 2024
      • 2023
      • 2022
      • 2021
      • 2020
      • 2019
      • 2017

Credit Conditions Survey

The quarterly Credit Conditions Survey conducted by the Bank of Zambia is aimed at collecting qualitative information on the demand, supply and terms of loans in the banking sector. This information is an essential input in monetary policy decisions as it is used in the assessment of the changes in the demand and supply of credit and implications for economic activity as well as inflation.The Survey covers households, small and medium enterprises (SMEs) as well as large corporations. Sectoral changes in credit conditions and changes in the terms under which the different sectors access credit are also identified.


Credit Conditions Survey 2024 Q4February2025CreditConditionsSurvey.pdf Credit Conditions Survey 2024 Q3November2024CreditConditionsSurveyReport.pdf Credit Conditions Survey 2024 Q2August2024CreditConditionsSurvey.pdf Credit Conditions Survey 2024Q1CreditConditionsSurveyReportQ12024Final150524.pdf Credit Conditions Survey 2023 Q4CreditConditionsSurveyReportQ4Final160224.pdf Credit Conditions Survey 2023 Q3CreditConditionsSurveyReportQ32023final.pdf Credit Conditions Survey 2023 Q 2CreditConditionsSurveyReportQ22023final.pdf Credit Conditions Survey 2023 Q 1Credit_Conditions_Survey_2023_Q1.pdf Credit Conditions Survey 2022 Q 4CreditConditionssurveyReportQ42022Final.pdf Credit Conditions Survey 2022 Q3CreditConditionsSurveyReporQ32022.pdf Credit Conditions Survey 2022 Q 2CreditConditionsSurveyReporQ22022.pdf Credit Conditions Survey 2022 Q 1Credit_Conditions_Survey_Report_Q1_2022.pdf.pdf.pdf Credit Conditions Survey 2021 Q4Credit_Conditions_Survey_Report_Q4_2021.pdf.pdf Credit Conditions Survey 2021 Q3Credit_Conditions_Survey_Report_Q3_2021.pdf Credit Conditions Survey 2021 Q2Credit_Conditions_Survey_Report_Q2_2021.pdf Credit Conditions Survey 2021 Q1Credit_Conditions_Survey_Report_2021_Q1.pdf Credit Conditions Survey 2020 Q4Credit_Conditions_Survey_Report_2020Q4.pdf

© Bank of Zambia 2016.   Home   | Contact Us  | Staff Email  | Terms & Conditions  | Sitemap