Circular 06/2025 - Adoption of Extended Operating Hours on the ZIPSS and CSDCircular202506AdoptionofExtendedOperatingHoursontheZIPSSandCSD.pdf Circular 01/2025 - Calendar for Submission of Returns for the Year 2025Circular202501CalendarforSubmissionofPaymentSystemsReturnsfortheYear2025.pdf Circular 08/2024 - Phasing out of Cheques as a Payment InstrumentCircular_08_2024_Phasing_Out_Cheques_As_Payment_Instrument_In_Zambia.pdf Circular 10/2023 - Collateral Requirement for Net Settlement Obligations on Payment SystemsCircular202310CollateralRequirementforNetSettlementObligationsonPaymentSystems.pdf Circular 05/2023 - Calendar for Submission of Returns for the Year 2024Circular202305CalendarforSubmissionsofReturnsfortheYear2024.pdf Circular 02/2023 - Payment of Mobile Money Rewards to Eligible Mobile Money CustomersCircular202302PaymentofMobileMoneyRewardstoEligibleMobileMoneyCustomers.pdf Circular 01/2023 - Rescheduling of Go-live Dates for the Implementation of the Sender's Name Reference and Transaction Type 21 on the NFSCircular202301ReschedulingofGoLiveDatesfortheImplementationoftheSendersNameReferenceandTransactionType21ontheNFS.pdf Circular 07/2023 - Update On The Implementation of Security Updates on the ZIPSS, CSD and EBOP Network InfrastructureCircular202307UpdateOnTheImplementationofSecurityUpdatesontheZIPSSCSDandEBOPNetworkInfrastructure.pdf Circular 18/2022 - Calendar for Submission of Returns for the Year 2023Circular202218CalendarforSubmissionsofReturnsfortheYear2023.pdf Circular 16/2022 - Due Diligence on Entities Partnered with or Engaged to Provide Payment ServicesCircular202216DueDiligenceonEntitiesPartneredorEngagedwithRegulatedEntities.pdf Circular 02/2022 - Implementation of Sender's Name Reference and Transaction Type 21 on the National Financial SwitchCircular202202ImplementationofSendersNameReferenceandTransactionType21ontheNFS.pdf Circular 01/2022 - Relinquishing and Processing of Unclaimed Funds for CustomersCircular202201ReliquinshingandProcessingofUnclaimedFundsforCustomers.pdf Circular 01/2022 - Relinquishing and Processing of Unclaimed Funds for Customers (Attachment Guidelines)Circular202201ReliquinshingandProcessingofUnclaimedFundsforCustomersAttachmentGuidelines.pdf Circular 18/2021 - Calendar for Submission of Returns for the Year 2022Circular20218CalendarforSubmissionsofReturnsfortheYear2022.pdf Circular 06/2021 - Final Deadline for the Completion of Phase II of the National Financial Switch (NFS)Circular202106FinalDeadlinefortheCompletionofPhaseIIoftheNFS.pdf Circular 02/2021 - Relinquishing and Processing of Unclaimed Funds for CustomersCircular20210414RelinquishingandProcessingofUnclaimedFundsforCustomers.pdf Circular 01/2021 - Reinstatement of Transaction Fees on Transfers Below K150Circular202101ReinstatementofTransactionFeesonTransersBelowK150.pdf Circular 32/2020 - Calendar for Submission of Payment Systems Returns for the Year 2021Circular202032CalendarforSUbmissionofPaymentSystemsReturnsfortheYear2021.pdf Circular 24/2020 - Go-Live Dates for Phase II of the National Financial Switch (Commercial Banks)Circular202024Go-LiveDatesforPhaseIIoftheNFS.pdf Circular 07/2020 - Revision of the ZIPSS Fees 2020Circular202007RevisionoftheZIPSSFees2020.pdf Circular 02/2020 - Revision of Transaction and Balance Limits on E-MoneyCircular202002RevisionofTransactionandBalanceLimitsonEMoney.pdf Circular 02/2017 - Extension of the Implementation of the Item Value LimitCircular2017_02ExtensionoftheImplementationoftheItemValueLimit.pdf Circular 06/2016 - Revision of the Item Value Limit on Cheques and EFTsCircular2016-06RevisionofItemVaueLimitonChequesandEFTs.pdf Circular 10/2015 - Operationalization of the ZIPSS RulesCircular2015-10OperatinalizationoftheZIPSSRules.PDF Circular 04/2015 - Issuance of Principles for Financial Markets Infrastructures (PFMIs)Circular2015-04IssuanceofPFMIS.pdf Circular 02/2015 - Revised Charges and Penalties for ZIPSS and CSDCircular2015-02RevisedChargesandPenaltiesforZIPSSandCSD.pdf Circular 02/2015 - Revised Charges and Penalties for ZIPSS and CSD AttachmentCircular2015-02RevisedChargesandPenaltiesforZIPSSandCSDAttachment.pdf Circular 01/2015 - Circular on Earning Interest on Trust AccountCircular2015-01CircularonEarningInterestonTrustAccount.pdf Circular 13/2014 - EuroPay, MasterCard and VISA Standard ComplianceCircular2014-13EMV.pdf Circular 19/2013 - Cheques and DDACC Issued on Insufficiently Funded AccountsCircular2013-19ChequesandDDACCIssuedonInsufficientlyFundedAccounts.pdf Circular 03/2012 - Engagement of Expatriates in the Financial SectorCircular2012-03EngagementofExpatriatesintheFinancialSector.pdf Circular 03/2010 - Revised Framework for the Computation of Collateral Value for the Zambia Electronic Clearing House LtdCircular201008_RevisedFrameworkfortheComputationofCollateralValueforZECHL.pdf